Wind mitigation inspections have become a must-have requirement for reasonable insurance premiums. Most homeowners are aware of the benefit of getting these inspections and most insurance providers recommend getting one.

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If you've had your home built or your roof replaced after March 2002, chances are, it qualifies for additional credit and reductions to your homeowners insurance premiums. Additionally, these inspections need to be re-performed every 5 years to continue to receive the credit.